hail damage

My wife's 1999 SC1 suffered some hail damage a few days ago, resulting in
some dents and a few areas where the paint chipped off. Our insurance
adjuster says that there is no way that hail could have caused the paint to
chip.

Does anyone know how I can back-up our claim? There were no chips in the
paint on the roof, hood and trunk before the hail and were there after it,
so if the hail didn't cause them I don't know what did.

Any ideas?

Jeff

 

I have no idea. Check with a local meteorologist and see if you can
find out how large the hail was. Hail large enough to damage a car is
possible, though rare. Check out this recent weather report:
http://www.crh.noaa.gov/gid/svrwx/events03/22jun03/22June2003_megastorms.htm

I think paint scratching would be possible, but paint chipping seems
unlikely with modern paint. Dents are possible with hail, but how to
prove it is the question. Ask the insurance adjuster if you can dump
a bag of marbles onto the hood of his car as a test?

 

I suggest you go to the following link and pose your question:
http://www.autobodystore.com/cgi-bin/config.pl?index When it is a
question on paint these people know the nitty gritty and deal with
insurance adjusters on a daily basis.

Good luck AC4XE

 

Call the state Department of Insurance (DOI) in your state and tell them
that your insurance company is trying to refute what kind of dents and paint
chips you have from the hail storm. Try to file a complaint with them. Then,
tell you insurance adjuster that that you talked to the DOI. I had to do
this in Illinois and my insurance company suddenly became less
argumentative, and settled quickly. Other than that, don't worry, a body
shop should know if the chips were caused by something other than hail.